Terms & Conditions

1. App Purpose

The App is designed for personal account, expense, income, and investment tracking. All data management is performed locally on the user's device.

2. User Responsibilities

• You are responsible for the accuracy of the information you enter.
• You are responsible for safeguarding your device, PIN, and backups.
• We are not responsible for data loss due to device failure, deletion, or app uninstallation.

3. Local Data & Backups

• The App does not store or transmit data to any server.
• Backup and restore features are user-controlled.
• Exported PDF and CSV files are generated locally.

4. Advertisements

• The App contains third-party advertisements.
• We are not responsible for the content, accuracy, or availability of advertised products or services.

5. Intellectual Property

• All rights, title, and interest in the App remain with the developer.
• Unauthorized copying, modification, or distribution is prohibited.

6. Limitation of Liability

The App is provided "as is" without warranties. We are not liable for financial loss, data loss, or damages arising from app usage.

7. Termination

We reserve the right to suspend access if these Terms are violated.

8. Changes to Terms

• Terms may be updated from time to time.
• Continued use of the App constitutes acceptance of updated Terms.

9. Governing Law

These Terms are governed by applicable local laws.

10. Contact Information

For any questions regarding these Terms, contact: palaxyinfo@gmail.com